CardFalcon

CardFalcon is a centralized banking platform for credit card issuing workflows

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AT A GLANCE

Computools helped build a centralized banking platform for a Swiss banking institution that needed to digitalize credit card issuing operations for partner banks, internal teams, intermediaries, and end customers.

The project became one of the first steps in the client’s broader banking digital transformation strategy. The new platform created a single environment for communication, offer management, contract control, marketing content, news updates, and internal operational workflows.

The solution helped the client reduce manual operations by 65%, speed up banking request processing by 55%, shorten contract approval time by 48%, accelerate partner onboarding by 45%, and reduce documentation errors by 40%.

THE CLIENT

The client is a Swiss banking institution operating in banking and payments. Its credit card issuing operations connect the issuing bank, partner banks, intermediaries, internal teams, and end customers within one B2B2C service chain.

The client needed a reliable credit card issuing platform to centralize communication, offers, contracts, marketing materials, and operational requests. The system had to support regulated banking workflows, scalable backend logic, and better coordination between all participants in the issuing process.

BUSINESS CHALLENGE

The client needed to modernize credit card issuing operations for partner banks and end customers. The existing process was fragmented across emails, PDFs, manual approvals, spreadsheets, and disconnected internal tools, slowing request handling and making operational control more difficult.

The project required banking workflow automation and custom banking software development to replace manual coordination with a secure, scalable enterprise banking platform. 

The main challenges included:

  • Partner banks, intermediaries, and internal teams worked through separate channels, resulting in slow, inconsistent request tracking.
  • Offers, contracts, marketing materials, and news updates were managed across different tools, leading to data inconsistencies and outdated information.
  • Contract approvals, partner onboarding, and compliance-related steps required too much manual involvement, increasing workload, errors, and scalability risks.

SOLUTION SUMMARY

Computools contributed to centralized banking platform development for a Swiss banking institution that needed to digitalize the issuing process for partner banks. The platform created one environment for bank employees, partner banks, intermediaries, product teams, and marketing teams.

It includes:

  • Credit card issuing workflow automation: the system structures requests, statuses, approvals, and communication between all participants in the issuing process.
  • Offer management: teams can create, update, and control card program offers through a shared digital environment.
  • Contract management system for banks: the platform supports contract storage, lifecycle tracking, approval stages, and status control.
  • Marketing and news management: partner-facing materials and updates can be managed from one centralized system

IMPACT

The project supported banking operations digitalization by reducing manual work across partner onboarding, request handling, document updates, and internal coordination. It also became part of the client’s legacy banking system modernization, giving the bank a more scalable foundation for future growth.

After implementation:

  • manual operations decreased by 65%;
  • banking request processing became 55% faster;
  • contract approvals became 48% faster;
  • partner onboarding became 45% faster;
  • documentation errors decreased by 40%.

The project gave the client a scalable operational foundation for managing credit card issuing processes, reducing manual workload, and improving coordination between internal teams, partner banks, and intermediaries.

WHY COMPUTOOLS

Computools was selected as the engineering partner because the client needed a team capable of working with enterprise-grade banking workflows, secure backend logic, structured data management, and scalable infrastructure within one delivery process.

Computools approached the project as a regulated financial services implementation where reliability, access control, auditability, and process consistency were critical. By supporting backend development, partial frontend implementation, and infrastructure setup, the team helped the client build a stable digital environment for credit card issuance, bank communication, contract workflows, and partner coordination.

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STORY IN DEPTH

Background

When the client approached Computools, its credit card issuing operations depended on fragmented coordination between internal bank teams, partner banks, intermediaries, and end customers.

The process involved multiple manual steps: requests were handled through separate channels, contracts and offer updates moved through disconnected workflows, and marketing materials were managed without one controlled source. This slowed daily operations and increased the risk of outdated information, duplicate work, and documentation errors.

The client needed a centralized system to support the first stage of its issuing process modernization and to create a more reliable foundation for future growth.

Approach to solution

Computools approached the project as an enterprise banking implementation with a strong focus on backend logic, process consistency, and infrastructure reliability.

The team helped structure the platform around the main operational flows: communication between banks, offer and card program management, contract approvals, marketing and news updates, and CRM-related internal processes.

The architecture had to support several user groups, controlled access, structured data, and scalable deployment. The platform was built using Salesforce, Java, Spring Framework, Spring Boot, Angular, TypeScript, PostgreSQL, and Docker.

Computools role

Computools contributed to backend development and partial frontend implementation.

The team was responsible for:

  • developing backend logic for operational workflows;
  • supporting CRM-related functionality;
  • implementing offer and contract management logic;
  • connecting platform modules with the database layer;
  • contributing to selected Angular-based interfaces;
  • supporting containerized deployment and infrastructure setup.

Key decisions and outcomes

Several technical and product decisions shaped the project outcome, including building the platform as a single operational environment rather than an isolated internal tool.

Communication, offers, contracts, content updates, and operational requests were connected in a single system, giving teams better visibility into daily work and reducing reliance on email, spreadsheets, and manual follow-ups.

As a result, the client reduced manual operations by 65%, accelerated request processing by 55%, shortened contract approvals by 48%, improved partner onboarding by 45%, and reduced documentation errors by 40%.

Design

When designing the platform, the team focused on operational clarity for bank employees who manage credit card issuing workflows, partner communication, contract statuses, offers, and internal requests.

USER PERSONA → SITE MAP → WIREFRAMES → USER INTERFACE

USER PERSONA

A detailed profile created to guide workflow structure, access logic, and operational visibility for credit card issuing processes

SITE MAP

Hierarchical structure created to organize issuing workflows, partner-bank communication, offer control, contract processes, and internal operations in one platform.

WIREFRAMES

Low-fidelity layouts were prepared to simplify request handling, approval tracking, partner profiles, and contract workflows.

USER INTERFACE

Clean operational interface designed to speed up, clarify, and simplify banking coordination.

DIGITAL PLATFORM & TECHNOLOGY

The platform was built as an enterprise CRM for banking, combining backend logic, frontend interfaces, data storage, and infrastructure components for secure credit card issuing operations.

PROJECT MANAGEMENT METHODOLOGY

Computools used an Agile-based delivery approach to keep the project aligned with the client’s banking workflows, technical requirements, and regulated financial services environment. The work was organized into short iterations focused on backend business logic, offer and contract flows, partner communication, administrative interfaces, database integration, and deployment infrastructure.

A Scrum-based process helped the team validate priorities in steps, refine complex approval logic, and reduce delivery risks before the full rollout. Regular planning, reviews, and client checkpoints kept operational requirements, access rules, and process details clear throughout development.

PROJECT MANAGEMENT METHODOLOGY

PROJECT TIMELINE

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WHAT OUR CLIENT SAID

Computools helped us turn a fragmented credit card issuing process into a structured digital environment for our internal teams and banking partners. The platform reduced manual work, improved visibility across requests and contracts, and gave us a stronger foundation for scaling operations.

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