FinTech Software Development Services

Computools delivers FinTech software development services for fintech startups, banks, and financial institutions. From neobank launches and AI adoption to secure payment system integration, we build tailored solutions that help businesses automate financial operations, launch products faster, strengthen security, and support regulatory compliance

FINTECH SOFTWARE THAT TURNS INSIGHT INTO ROI

40%

FASTER FINANCIAL OPERATIONS

Achieved through intelligent automation, real-time data processing, and AI-powered decision tools built into custom fintech platforms.

30%

LOWER OPERATING COSTS

Driven by streamlined workflows, automated compliance, and smarter risk management built into every solution.

250+

EXPERTS ON BOARD

100% of our clients choose long-term partnerships to scale innovation, ensure security, and accelerate digital transformation.

20+

FINTECH SOFTWARE PROJECTS DELIVERED GLOBALLY

From neobanks to payment platforms, we build future-ready fintech software trusted by startups, banks, and financial institutions worldwide.

We are just as good as our clients say we are because their success is the true measure of ours.

SOLVING FINTECH’S TOUGHEST CHALLENGES WITH CUSTOM SOFTWARE SOLUTIONS

In today’s fast-moving financial landscape, FinTech companies face complex challenges that demand more than off-the-shelf solutions. At Computools, we deliver custom FinTech software tailored to solve the toughest issues in compliance, scalability, security, and user experience.

Key Industry Challenges

  • Navigating complex and constantly evolving financial regulations.
  • High risk of fraud, identity theft, and data breaches.
  • Inefficient legacy systems that limit agility and innovation.
  • Demand for real-time data processing and analytics.
  • Rising customer expectations for fast, secure digital services.
  • Difficulty integrating with third-party APIs, KYC/AML providers, and open banking platforms.
  • Scalability limitations during peak transaction loads.
  • High operational costs and compliance overhead.
  • Challenges with cross-border transactions and currency exchange.
  • Need for enhanced personalization and user experience in fintech products.

Custom Fintech Software Solutions by Computools

01. Automated Regulatory Compliance Platforms
02. AI-Powered Fraud Prevention and Identity Verification
03. Modernization of Legacy Financial Systems
04. Real-Time Data Processing and Analytics Engines
05. Custom Digital Banking and Wallet Solutions
06. API Management and Open Banking Integration
07. Scalable Cloud Infrastructure for High-Volume Transactions
08. Cost-Efficient Fintech Process Automation
09. Multi-Currency and Cross-Border Payment Systems
10. Personalized Fintech UX and Customer Intelligence

At Computools, we build RegTech solutions that automate compliance workflows, regulatory reporting, and policy monitoring to help you stay ahead of ever-changing financial regulations while minimizing manual overhead.

Our clients reduce compliance effort and manual reporting time by up to 60%.

We design real-time fraud detection systems and digital ID verification tools that reduce financial crime, protect customer data, and enhance trust across your fintech ecosystem.

Our solutions help reduce fraudulent activity by 40–55% and significantly lower chargeback costs.

Our team transforms outdated, rigid systems into agile, cloud-native fintech platforms that support rapid innovation, seamless integration, and improved performance.

Legacy modernization with Computools cuts infrastructure maintenance costs by up to 45%.

We implement streaming analytics, real-time dashboards, and predictive models to provide instant insights into performance, risk, and growth opportunities.

Our clients experience up to 50% faster decision-making and 30–40% better forecasting accuracy.

At Computools, we design secure, scalable mobile and web banking platforms with features like P2P payments, digital wallets, and integrated KYC/AML to deliver the high-speed, on-demand experiences your users expect.

Our platforms boost user retention by 25% and reduce app abandonment by up to 35%.

We build robust, secure APIs and connectors that simplify integration with KYC/AML providers, third-party fintech services, and open banking ecosystems.

Our clients reduce integration time by 40% and gain faster ecosystem connectivity.

Our engineers design resilient, auto-scaling cloud environments and CI/CD pipelines that support high transaction volumes without service interruptions.

We help clients achieve 99.99% uptime and reduce latency by 30–50% during peak loads.

We automate back-office processes including compliance checks, reporting, and onboarding to reduce operational costs and free up internal resources for high-value work.

Our automation solutions cut operational costs by 20–30% and accelerate internal workflows by 50%.

Computools delivers custom payment gateways with multi-currency support, FX conversion, and cross-border settlement to simplify global transactions and compliance.

Our clients see up to 35% faster transaction speeds and a 20% increase in payment success rates.

We develop mobile-first, behavior-driven fintech apps that deliver personalized insights, improve engagement, and increase customer lifetime value.

Our user-centric apps enhance engagement by 30% and improve customer satisfaction scores by up to 40%.

Launch your fintech software solution within 1–3 months instead of years.
Oleh Stepanov

VP of Customer Success in Finance

Oleh Stepanov

CUSTOM FINTECH SOFTWARE DEVELOPMENT SERVICES WE DELIVER

01. Personal Finance Software Development

Computools builds mobile and web-based personal finance applications that help users manage budgets, track expenses, monitor savings, and receive AI-driven insights to improve financial wellness and planning.

02. FinTech Payment Solution Development

We create secure and scalable payment solutions that support instant money transfers, peer-to-peer transactions, bill payments, and global payment processing with full PCI DSS compliance.

03. Custom Digital Wallet Development

Our team develops digital wallet applications that support contactless payments, loyalty programs, and multi-currency storage with biometric authentication and bank-grade encryption for maximum security.

04. Cloud-Based FinTech Solutions

We design and implement cloud-native FinTech systems that enable high availability, fast scaling, real-time analytics, and seamless integration with third-party services—ideal for modern financial products.

05. Cryptocurrency and Blockchain Development Services

Computools delivers custom cryptocurrency solutions, blockchain wallets, and tokenization platforms that ensure secure digital asset management, smart contract execution, and seamless crypto payments.

06. Alternative Lending Software Development

We build intelligent lending platforms that support credit scoring, loan origination, risk analysis, and automated workflows—empowering online lenders, P2P platforms, and microfinance institutions.

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CHOOSE HOW YOU WORK WITH US

Consulting

Computools’ IT consulting services offer businesses the expertise to navigate complex digital challenges, ensuring strategic alignment with long-term objectives. We focus on delivering targeted solutions that optimize processes, reduce overhead, and position businesses for data-driven growth.

Software Engineering

Computools’ software engineering services deliver high-performance, custom software solutions for diverse business needs, ensuring seamless integration across platforms. Whether you’re in retail, finance, or logistics, we help businesses reduce operational costs and accelerate growth with a precision-engineered approach.

Dedicated Teams

Our dedicated teams empower businesses by providing skilled IT professionals who integrate directly into your project. With flexible support, we help speed up software project delivery, and drive innovation to keep your business ahead in a competitive landscape.

CX Strategy & Design

We optimize customer journeys to increase engagement, loyalty, and revenue through expert customer experience strategy and data-driven design.

Process Automation

Our automation solutions eliminate manual inefficiencies, optimize resource use, and reduce errors—driving faster, smarter business operations.

Software Modernization

We modernize legacy systems to boost performance, security, and flexibility—helping businesses reduce technical debt and seize new growth opportunities.

EXPERTISE ACROSS THE FINTECH ECOSYSTEMS

01 / 06
Core Banking & Digital Banking Platforms
Payment Processing & Digital Wallet Ecosystems
Trading, Brokerage & Investment Ecosystems
RegTech, Compliance & Risk Management Ecosystems
Lending & Alternative Finance Platforms
InsurTech Ecosystems
Temenos Banking Cloud Temenos Banking Cloud

Temenos Banking Cloud

Mambu Mambu

Mambu

Thought Machine Vault Thought Machine Vault

Thought Machine Vault

Finacle (Infosys) Finacle (Infosys)

Finacle (Infosys)

FIS Core Banking FIS Core Banking

FIS Core Banking

Oracle FLEXCUBE Oracle FLEXCUBE

Oracle FLEXCUBE

Stripe Stripe

Stripe

Adyen Adyen

Adyen

PayPal/Braintree PayPal/Braintree

PayPal/Braintree

Marqeta Marqeta

Marqeta

Square Square

Square

Worldpay (FIS) Worldpay (FIS)

Worldpay (FIS)

Checkout.com Checkout.com

Checkout.com

Bloomberg Terminal Bloomberg Terminal

Bloomberg Terminal

MetaTrader 4 / 5 MetaTrader 4 / 5

MetaTrader 4 / 5

Interactive Brokers (TWS & API) Interactive Brokers (TWS & API)

Interactive Brokers (TWS & API)

eToro eToro

eToro

Charles River IMS (State Street) Charles River IMS (State Street)

Charles River IMS (State Street)

Refinitiv Eikon Refinitiv Eikon

Refinitiv Eikon

Fenergo Fenergo

Fenergo

ComplyAdvantage ComplyAdvantage

ComplyAdvantage

Actimize (NICE) Actimize (NICE)

Actimize (NICE)

Onfido Onfido

Onfido

Trulioo Trulioo

Trulioo

IdentityMind IdentityMind

IdentityMind

LendingClub LendingClub

LendingClub

Prosper Prosper

Prosper

Kabbage (American Express) Kabbage (American Express)

Kabbage (American Express)

Upstart Upstart

Upstart

Funding Circle Funding Circle

Funding Circle

Duck Creek Technologies Duck Creek Technologies

Duck Creek Technologies

Guidewire Guidewire

Guidewire

Hippo Hippo

Hippo

Lemonade Lemonade

Lemonade

Testimonials

DISCOVER WHY CLIENTS TRUST COMPUTOOLS
5.0
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Verified by Clutch

Computools’ deep expertise in biometric technologies was really impressive.

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Silvina Aldeco-Martinez
CEO, Parameta Solutions
Country
United Kingdom
Type
Mobile App
Duration
Ongoing
Team Size
6-10 Specialists
Industry
Tech stack
Flutter Java Spring
5.0
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Their expertise in transforming lending logic into a clear and automated workflow gave them a distinct advantage.

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Neha Jindal
COO & MD, Bank of Singapore Asia’s Global Private Bank
Country
United Kingdom
Type
Web Platform
Duration
12 months
Team Size
6-10 Specialists
Industry
Tech stack
Node.js React PostgreSQL
5.0
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What impressed us the most was their product mindset; Computools always considered the end user’s experience.

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Lutz Diederichs
CEO, BNP Paribas
Country
Germany
Type
Web Platform
Duration
12 months
Team Size
6-10 Specialists
Industry
Tech stack
Java JPA Servlets jQuery AWS
5.0
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“We were highly satisfied with their deep understanding of our fintech processes and their project management was really superb.”

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Renata Patiejūnaitė
Regional Director Europe, iPiD
Country
Luxembourg
Type
Mobile App
Duration
Ongoing
Team Size
6-10 Specialists
Industry
Tech stack
Flutter Java Spring
5.0
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“Our company is impressed by their client-first approach and deep niche expertise.”

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Brian Mascarenhas
Co-Founder & CTO, Reset
Country
USA
Type
Web Platform
Duration
Ongoing
Team Size
6-10 Specialists
Industry
Tech stack
Python Django PostgreSQL React Redux
5.0
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“A very comfortable collaboration and clear communication on every stage of platform development and maintenance.”

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Claus-Peter Müller
Managing Director, NLB Lease&Go
Country
Austria
Type
Web Platform
Duration
Ongoing
Team Size
2-5 Specialists
Industry
Tech stack
Java Spring Boot PostgreSQL Docker AWS GitLab CI
5.0
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“Thanks to Computools’ efforts, we have seen compliance with deadlines and budget and team scalability as needed. The team has a confident project manager who delivers a professional and organized project. Moreover, Computools has quickly onboarded to the project and delivered fast results.”

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Tannon Mccaleb
Payment & FinTech, Fintech Executive Search Consultants
Country
USA
Type
Web Platform
Duration
Ongoing
Team Size
6-10 Specialists
Industry
Tech stack
Java React Redis
5.0
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“We had to meet a significant increase in the development, so we needed to scale up relatively quickly but cost-effectively. The result definitely meets our expectations. The completed project received positive feedback for features and overall design. They’re very organized from a project management perspective and they’re technically competent. We appreciated their innovativeness, professionalism, and great communication skills. ”

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Joshua Jimenez
CTO at Finna
Country
USA
Type
Web System
Duration
Less than a month
Team Size
5 Specialists
Industry
Tech stack
React Node.js PostgreSQL WebSockets
5.0
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“The team was very friendly and had the highest level of competence, engagement, and project management.”

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Stanley McAllister
Manager, Project Delivery, Unisys
Country
USA
Type
Web Platform
Duration
Ongoing
Team Size
6-10 Specialists
Industry
Software
Tech stack
Node.js React PostgreSQL
5.0
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“Computools has delivered a functional solution that helped us increase revenue fivefold, reduce costs, and boost productivity. The team efficiently manages tasks in Jira and keeps us updated through weekly calls. Their productive approach and strong work ethic truly stand out.”

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Todd Williams
CEO & Chief Strategy Officer, Ensign Street
Country
USA
Type
Web and Mobile App System
Duration
Ongoing
Team Size
6-10 Specialists
Industry
Software
Tech stack
5.0
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“Computools’ technical knowledge is impressive.They delivered the product on time, within the agreed budget, and fully aligned with our requirements.”

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Jurijs Ivolga
CEO, SIA Volunge; StatusAlert
Country
Latvia
Type
Web System
Duration
Ongoing
Team Size
2-5 Specialists
Industry
Software
Tech stack
Java React PostgreSQL
5.0
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“Thanks to the new solution, we’ve significantly reduced manual marketing workflows. Computools manages the project effectively, using Scrum methodology to execute tasks efficiently. Their problem-solving skills and ability to anticipate challenges set them apart from other providers.”

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Brian Lent
Chief Analytics & Data Officer, Auger
Country
USA
Type
Web Platform
Duration
Ongoing
Team Size
6-10 Specialists
Industry
Software
Tech stack
Java React Redis
5.0
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“Computools has successfully delivered everything as planned, adding value to the app. The team is highly approachable, tracks progress, and provides real-time updates via Slack. They maintain smooth communication through email and messaging apps, regardless of time zones.”

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Scott Priddy
Process Improvement, General Dynamics Information Technology
Country
USA
Type
Mobile App
Duration
Ongoing
Team Size
6-10 Specialists
Industry
Software
Tech stack
Android iOS Kotlin Jetpack Compose Firebase
5.0
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“Thanks to Computools, the client saw a 35% increase in daily active users and a 25% rise in user retention rates. The Android app also saw a 20% reduction in load times. User feedback indicated high user satisfaction; the feedback highlighted the product’s enhanced navigation and content linkage.”

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Yulia Kondratyuk
Former Head of Sales & Marketing at Stfalcon LLC
Country
Estonia
Type
Mobile App
Duration
Less than a month
Team Size
2-5 Specialists
Industry
Software
Tech stack
Java Node.js Express.js Android Redis
5.0
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“They are some of the best software developers I ever had the privilege to work with. Among other skills, their project scope and time estimation are very good and when wrong will work around the clock to make the date especially if it has business consequences. Not only are they amazing software developers, but they are also great people to work with. I am in awe seeing their devotion.”

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Elad Schiller
Co-Founder and CTO at CASTOR
Country
Israel
Type
Web Platform
Duration
Ongoing
Team Size
2-5 Specialists
Industry
Software
Tech stack
Angular .NET PostgreSQL Redis Docker
5.0
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“Their team has given us strong learning opportunities, and their developers are accommodating and collaborative.”

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Rusell Shumate
Owner of data access company
Country
USA
Type
Mobile App
Duration
Ongoing
Team Size
4 Specialists
Industry
Software
Tech stack
iOS Android Node.js Express.js Firebase Stripe
5.0
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“They are very accommodating. They have very talented people. I’ve worked with hundreds of overseas developers and it’s not normal to have such excellent overseas developers. I don’t have to babysit Computools. They speak great English. They’ve also really helped with making suggestions on how to improve the product.
When we first launched our product at the beginning of the year, we were at 30,000 users a month and now we’re at 70,000. The bump in users is a result of the increased option rate and the new toys that Computoolls have built for me.”

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Jeremy Brown
CTO at SaaS world
Country
USA
Type
Web System
Duration
Ongoing
Team Size
12 Specialists
Industry
Software
Tech stack
5.0
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“They have a very positive attitude, which I enjoy a lot, and their technical skills are impressive. During this project, I got acquainted with their VP in charge of technical development, and he’s very impressive. Technologically, they are on the cutting edge of what they do. They use a lot of interesting technologies, which is good.”

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Timothy Henderson
CEO at ViLand
Country
USA
Type
Web System
Duration
Ongoing
Team Size
2-5 Specialists
Industry
Software
Tech stack
PHP Symfony MySQL JavaScript jQuery Bootstrap

Explore our client success stories

KYCentrum case image

KYCentrum

Country Estonia
Subindustry Banking

Computools helped a European finance provider with branches in Estonia, Latvia, and Lithuania develop a real-time fraud detection and automated KYC platform. The solution monitors transactions, verifies customers, supports compliance teams, and provides audit-ready decision logic, reducing confirmed fraud cases by 41% and false positives by 52%.

Avelion AI Agents case image

Avelion AI Agents

Country United Kingdom

Our client, a UK-based financial services company, needed to scale sales and support communication under strict regulatory requirements without increasing headcount. We developed an AI-driven communication platform that automated over 50% of routine interactions, reduced response times by up to 90%, and enabled instant, compliant scaling across voice, chat, email, and social channels.

+ NDA cases

Since Computools strictly adheres to NDAs with its clients, additional case studies are not publicly available.
Please fill out the contact form, and our experts will respond to your inquiries.

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02.
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