INCREASE IN OPERATIONAL SPEED
Average improvement in transaction processing, customer onboarding, and digital banking workflows with our custom banking solutions.
REDUCTION IN FRAUD RISK EXPOSURE
Achieved through AI-powered fraud detection, real-time monitoring, and secure payment infrastructure.
EXPERTS ON BOARD
100% of our banking clients choose to scale with us, backed by deep tech expertise and regulatory knowledge.
BANKING SOFTWARE PROJECTS DELIVERED
Custom banking software built for regional banks, and global financial institutions across multiple markets.
AI-Driven Fraud Detection System
AI models and machine learning algorithms analyze transaction patterns in real-time to identify potential fraud, reducing false positives and increasing detection accuracy.
AI-Powered Chatbot for Customer Support
An AI-powered chatbot can handle routine queries, support service requests, and guide customers through self-service options. The chatbot reduces load on human agents, providing quick and efficient responses.
AI-Based Personalized Sales System
A personalized AI-driven sales system analyzes customer behavior and transaction patterns to identify the most relevant financial products (loans, deposits, insurance, cashback) and offers them to customers at the optimal moment, automatically increasing engagement and conversion rates.
Mobile Bank with Built-in Service Marketplace
Integrate third-party products such as insurance, travel services, educational services, and reward coupons into the mobile banking app. This creates a comprehensive platform offering added value to customers, enhancing both loyalty and revenue streams.
Credit Scoring System with AI and Machine Learning
This system uses artificial intelligence and machine learning for more accurate creditworthiness assessment by analyzing customer data. It considers not only standard financial indicators but also transaction history and alternative data sources, which allows for a more precise evaluation of the likelihood of loan repayment.
Analytical System for Smart Cross-Selling and Upselling
We create analytical systems for you that automatically identify the best candidates for cross-selling and upselling, using machine learning for personalized offers. This solution enhances campaign effectiveness, optimizes costs, and increases average revenue per user (ARPU) without additional effort on your part.
You can focus on growing your business, and we will provide you with solutions to achieve the results.
Open Banking Integration Platforms through Fintech Partners
We help banks connect their systems to open banking platforms using proven fintech solutions. This allows banks to quickly and securely collaborate with other companies offering additional services, creating new revenue streams without significantly changing existing systems.
Gamification of the banking app
We help banks implement gamified elements in mobile apps, such as rewards for achievements, tasks, and bonuses for regular use of cards and account top-ups. These features create an interactive and enjoyable experience for users, encouraging them to interact more frequently with the app and increasing the number of transactions.
Buy Now Pay Later (BNPL) Integration
We help banks implement BNPL solutions for their e-commerce partners, allowing customers to make purchases now and pay later. This increases customer spending and drives higher transaction volumes for the bank.
Integration of AI-Based Automated KYC Platform
We assist banks in integrating an automated KYC platform that uses AI for real-time document verification and ensures regulatory compliance. This reduces the time required for verification, minimizes human errors, and allows customers to register faster.
Data Integration and Analytics System
We offer a system that integrates customer data from various sources (branches, mobile apps, CRM) without significant changes to the current infrastructure. Using analytics allows for effective customer segmentation and targeted marketing, improving efficiency and increasing revenue without large capital investments.
Comprehensive Digital Financial Hub
We offer a digital banking platform that integrates a variety of services – from savings and investments to insurance and digital wallets. This solution allows customers to access everything they need from one place, significantly simplifying processes and improving user convenience.
Omni-Channel Banking Experience
We offer a solution that provides a seamless and continuous service experience across all bank channels: mobile app, online banking, and physical branches. Customers can easily switch from one channel to another, for example, starting a transaction in the mobile app and completing it at the branch while receiving the same level of service. This improves customer interaction with the bank and enhances their satisfaction.
Cloud-Based Core Banking System
We offer a transition to a modern cloud-based core banking system, enabling banks to efficiently scale their operations, reduce maintenance costs, and simplify integration with new technologies such as AI, blockchain, and APIs. This solution enhances the flexibility of banking processes and enables quick innovation without significant capital investment.
VP of Customer Success in Finance
We build secure, scalable digital banking platforms with mobile-first design, real-time account management, personalized dashboards, and seamless onboarding, improving customer experience across retail and corporate banking.
Computools modernizes legacy core banking systems by implementing modular, API-driven architectures that support faster transactions, 24/7 availability, and effortless integration with third-party services.
We develop intelligent loan management solutions with automated KYC, document verification, AI-powered credit scoring, and decision engines, reducing approval time and improving risk assessment.
Our team creates feature-rich mobile apps that support fund transfers, biometric login, virtual cards, QR payments, and personalized financial insights, driving engagement and digital channel adoption.
We deliver regulatory compliance and anti-fraud systems with real-time transaction monitoring, AML screening, audit trails, and adaptive risk scoring to ensure full adherence to financial regulations.
We build integrated CRM systems tailored for banks to centralize customer data, automate campaigns, and enable personalized cross-selling, enhancing retention and lifetime value.
Computools’ IT consulting services offer businesses the expertise to navigate complex digital challenges, ensuring strategic alignment with long-term objectives. We focus on delivering targeted solutions that optimize processes, reduce overhead, and position businesses for data-driven growth.
Computools’ software engineering services deliver high-performance, custom software solutions for diverse business needs, ensuring seamless integration across platforms. Whether you’re in retail, finance, or logistics, we help businesses reduce operational costs and accelerate growth with a precision-engineered approach.
Our dedicated teams empower businesses by providing skilled IT professionals who integrate directly into your project. With flexible support, we help speed up software project delivery, and drive innovation to keep your business ahead in a competitive landscape.
We optimize customer journeys to increase engagement, loyalty, and revenue through expert customer experience strategy and data-driven design.
Our automation solutions eliminate manual inefficiencies, optimize resource use, and reduce errors—driving faster, smarter business operations.
We modernize legacy systems to boost performance, security, and flexibility—helping businesses reduce technical debt and seize new growth opportunities.
Computools’ deep expertise in biometric technologies was really impressive.
Their expertise in transforming lending logic into a clear and automated workflow gave them a distinct advantage.
What impressed us the most was their product mindset; Computools always considered the end user’s experience.
“We were highly satisfied with their deep understanding of our fintech processes and their project management was really superb.”
“Our company is impressed by their client-first approach and deep niche expertise.”
“A very comfortable collaboration and clear communication on every stage of platform development and maintenance.”
“Thanks to Computools’ efforts, we have seen compliance with deadlines and budget and team scalability as needed. The team has a confident project manager who delivers a professional and organized project. Moreover, Computools has quickly onboarded to the project and delivered fast results.”
“We had to meet a significant increase in the development, so we needed to scale up relatively quickly but cost-effectively. The result definitely meets our expectations. The completed project received positive feedback for features and overall design. They’re very organized from a project management perspective and they’re technically competent. We appreciated their innovativeness, professionalism, and great communication skills. ”
“The team was very friendly and had the highest level of competence, engagement, and project management.”
“Computools has delivered a functional solution that helped us increase revenue fivefold, reduce costs, and boost productivity. The team efficiently manages tasks in Jira and keeps us updated through weekly calls. Their productive approach and strong work ethic truly stand out.”
“Computools’ technical knowledge is impressive.They delivered the product on time, within the agreed budget, and fully aligned with our requirements.”
“Thanks to the new solution, we’ve significantly reduced manual marketing workflows. Computools manages the project effectively, using Scrum methodology to execute tasks efficiently. Their problem-solving skills and ability to anticipate challenges set them apart from other providers.”
“Computools has successfully delivered everything as planned, adding value to the app. The team is highly approachable, tracks progress, and provides real-time updates via Slack. They maintain smooth communication through email and messaging apps, regardless of time zones.”
“Thanks to Computools, the client saw a 35% increase in daily active users and a 25% rise in user retention rates. The Android app also saw a 20% reduction in load times. User feedback indicated high user satisfaction; the feedback highlighted the product’s enhanced navigation and content linkage.”
“They are some of the best software developers I ever had the privilege to work with. Among other skills, their project scope and time estimation are very good and when wrong will work around the clock to make the date especially if it has business consequences. Not only are they amazing software developers, but they are also great people to work with. I am in awe seeing their devotion.”
“Their team has given us strong learning opportunities, and their developers are accommodating and collaborative.”
“They are very accommodating. They have very talented people. I’ve worked with hundreds of overseas developers and it’s not normal to have such excellent overseas developers. I don’t have to babysit Computools. They speak great English. They’ve also really helped with making suggestions on how to improve the product.
When we first launched our product at the beginning of the year, we were at 30,000 users a month and now we’re at 70,000. The bump in users is a result of the increased option rate and the new toys that Computoolls have built for me.”
“They have a very positive attitude, which I enjoy a lot, and their technical skills are impressive. During this project, I got acquainted with their VP in charge of technical development, and he’s very impressive. Technologically, they are on the cutting edge of what they do. They use a lot of interesting technologies, which is good.”
Due to platform and product engineering, a Caribbean bank expanded into the younger demographic group and increased its market share by 12% in the 18-to-30-year-old segment. It managed transaction validation while abroad, parental control and approvals, limits, and temporary blocks. For our client, we provided competency development services, like microservice-based integration with Visa card processing facilities and a revamped user experience for web and mobile banking.
Our client needed a robust financial management solution to streamline its operations. Moblet lacked the technical skills to develop a mobile app, so our team developed a solution that utilised advanced calculation algorithms and secure banking transactions. We used Flutter for cross-platform app development, Java for backend functionality, and Spring Framework for robust application development. The app enhanced Moblet's financial management capabilities, providing an intuitive user experience and secure transactions, significantly increasing their user base.
Since Computools strictly adheres to NDAs with its clients, additional case studies are not publicly available.
Please fill out the contact form, and our experts will respond to your inquiries.
Computools develops custom banking software for financial institutions worldwide, including retail banks, neobanks, credit unions, investment firms, digital lenders, mortgage providers, microfinance institutions, and payment service providers. We work with organizations across North America, Europe, Asia, the Middle East, and LATAM, delivering secure, scalable solutions tailored to each client’s business objectives.
Computools integrates AI into banking software to automate fraud detection, credit scoring, transaction monitoring, customer behavior analysis, and risk assessment. We also develop AI agents that support customer onboarding, loan prequalification, virtual banking assistance, and 24/7 customer service, helping financial institutions improve efficiency while reducing operational costs.
Yes. Our banking solutions are designed to support compliance with regulations and standards including PSD2, GDPR, PCI DSS, AML/KYC, and other applicable regional requirements. We implement encryption, multi-factor authentication, biometric verification, secure APIs, audit logging, and advanced fraud detection to protect sensitive financial data.
Yes. We integrate custom banking software with core banking systems, payment gateways, CRM and ERP platforms, third-party APIs, cloud services, and other financial technologies. Our integration approach minimizes disruption while ensuring secure, reliable data exchange across your banking ecosystem.
Development timelines depend on the project’s complexity, integrations, compliance requirements, and feature set. Most custom banking software projects are completed within 3 to 12 months, covering discovery, solution architecture, development, testing, deployment, and post-launch support.
Computools | 341 Raven Cir, Camden Wyoming, Delaware 19934, US
