Insurance Software Development for Faster, Trusted Service

Custom insurance software development and IT consulting services for insurers, MGAs, brokers, and InsurTech companies — improving claims, underwriting, policy management, fraud detection, customer experience, and regulatory compliance

UP TO 40%

FASTER CLAIMS AND POLICY PROCESSING

Up to 40% faster claims and policy processing achieved in selected client engagements through workflow automation, digital document management, integrated insurance systems, and AI-assisted decision support.

UP TO 65%

LOWER OPERATIONAL COSTS

Up to 65% lower operational costs achieved in selected client engagements through self-service portals, CRM automation, integrated policy administration, and reduced manual processing across insurance operations.

250+

EXPERTS ON BOARD

Access to a cross-functional team of 250+ software engineering, data, cloud, AI, cybersecurity, and consulting professionals supporting insurance and InsurTech technology initiatives.

10+

INSURANCE SOFTWARE PROJECTS DELIVERED

Delivered for insurers, and brokers operating in life, health, and specialty lines across global markets.

We are just as good as our clients say we are because their success is the true measure of ours.

SOLVING INSURANCE’S BIGGEST CHALLENGES WITH CUSTOM SOFTWARE SOLUTIONS

In the insurance industry, reality is shaped by trust, accuracy, and agility. As a company, you face ongoing challenges — from regulatory shifts and rising customer expectations to legacy systems and increasing fraud risk. We dive deep into your operations to identify key obstacles and deliver intelligent solutions that streamline workflows, strengthen compliance, personalize customer experiences, and drive long-term growth in an increasingly competitive landscape.

01. AI Underwriting Submission Automation

02. AI Claims Handling Acceleration

03. AI Policyholder Service Automation

04. AI Agent & Broker Productivity Intelligence

05. Policy Administration Modernization Layer

06. AI Fraud Investigation Intelligence

07. AI-Assisted Regulatory & Audit Evidence Automation

Business Challenges:

  • Underwriters spend too much time preparing submissions before they can make risk judgments.
  • Applicant data arrives through email, PDFs, spreadsheets, ACORD forms, attachments, and broker correspondence.
  • Teams manually structure risk information, identify missing documents, and follow up on incomplete submissions.
  • Submission preparation consumes underwriting capacity that should be focused on evaluating risk.

Computools Solution:

In 90–120 days, Computools builds an AI Underwriting Submission Automation solution that extracts applicant data, structures risk information, identifies missing documents, and prepares submissions for underwriter review. AI prepares the case for human review rather than making the underwriting decision.

Target outcomes:

  • 40–50% less submission intake and preparation work.
  • Submissions arrive structured, checked, and ready for underwriter review.
  • More underwriting capacity focused on risk decisions instead of document collection and data preparation.

Business Challenges:

  • Claims teams manually collect documents, evidence, policy context, and case history before adjusters can review a claim.
  • Each claim can become a slow manual preparation process before investigation begins.
  • Adjuster capacity is consumed by preparing cases rather than reviewing them.
  • Claims preparation creates unnecessary operational workload across selected claim types.

Computools Solution:

In 90 days, Computools builds an AI Claims Handling Acceleration solution that structures incoming claims, gathers evidence and policy context, and prepares selected claim types for adjuster review before manual investigation begins. The solution focuses on accelerating claims preparation and handling rather than attempting to automate the entire claim resolution lifecycle.

Target outcomes:

  • 30–40% less manual claims preparation and handling work for selected claim types.
  • Claims are structured and prepared for adjuster review earlier.
  • Faster transition from claim intake to adjuster review.

Business Challenges:

  • Service teams handle high volumes of repetitive policyholder requests.
  • Routine inquiries often require agents to manually check policy, claim, or document status.
  • Growing policyholder request volumes create pressure to scale service headcount.
  • Contact centers become operational bottlenecks as servicing demand grows.

Computools Solution:

In 90 days Computools builds an AI Policyholder Service Automation layer connected directly to policy and claims data. The solution handles selected routine policy servicing, claims-status, and document requests while escalating sensitive or complex cases to human agents through defined workflow and escalation logic.

Target outcomes:

  • Automate up to 50–70% of selected routine service requests.
  • Reduce repetitive servicing workload for human agents.
  • Scale policyholder service without proportional contact-center headcount growth.

Business Challenges:

  • Agents and brokers spend too much time preparing quotes.
  • Producer teams manually research customers and collect context before engaging opportunities.
  • Follow-up planning adds repetitive preparation work across broker- and agency-led distribution.
  • Distribution productivity is limited by administrative work surrounding each opportunity.

Computools Solution:

In 90 days Computools builds an AI Agent & Broker Productivity Intelligence solution that prepares customer context, quote information, and next-best actions before agents and brokers engage opportunities. The solution is designed for broker-led, agency-led, MGA, commercial insurance, and life/annuities distribution models where producer preparation creates meaningful operational workload.

Target outcomes:

  • 20–30% less quote preparation, customer research, and follow-up workload.
  • Producer teams receive prepared context before engaging opportunities.
  • Agents and brokers can handle more opportunities without proportional growth in distribution cost.

Business Challenges:

  • Legacy policy administration systems slow product changes.
  • Existing insurance cores create friction around integrations, servicing, claims workflows, and digital transformation.
  • Full core replacement introduces significant transformation risk.
  • Insurers need modernization progress without committing immediately to a multi-year replacement program.

Computools Solution:

In 90–180 days, Computools launches the first Policy Administration Modernization Layer around a selected policy administration or claims workflow. Using APIs, workflow components, and integration services, the modernization layer improves one priority workflow while keeping the existing insurance core intact.

Target outcomes:

  • Faster delivery of selected priority workflows.
  • Reduced integration friction around legacy insurance systems.
  • A scalable proof point for broader modernization without replacing the entire insurance core.

Business Challenges:

  • Fraud investigators spend too much time collecting context before evaluating suspicious cases.
  • Claim history, policyholder information, behavioral signals, and suspicious patterns must be assembled before investigation can begin.
  • Investigation capacity is consumed by preparation rather than judgment.
  • High investigation volumes increase manual workload for SIU and fraud teams.

Computools Solution:

In 90–120 days, Computools builds an AI Fraud Investigation Intelligence solution that assembles claim history, policyholder data, behavioral signals, and suspicious patterns before investigator review. AI prepares fraud cases for human investigation rather than autonomously determining whether fraud has occurred.

Target outcomes:

  • 40–50% less manual fraud investigation preparation time.
  • Fraud cases open with relevant context and suspicious signals already assembled.
  • Investigators spend more time on judgment and less time preparing cases.

Business Challenges:

  • Compliance and audit teams repeatedly collect regulatory evidence across review cycles.
  • Teams manually reconcile data and track control updates.
  • Audit, regulatory examination, and AI governance requirements create significant documentation workload.
  • Preparation work intensifies before every regulatory or audit review.

Computools Solution:

In 90–120 days, Computools builds an AI-Assisted Regulatory & Audit Evidence Automation layer that collects evidence, reconciles data, tracks control updates, and prepares review-ready documentation for audits, regulatory examinations, and AI governance reviews. The solution organizes evidence, documentation, reconciliation, and control updates into a controlled review workflow.

Target outcomes:

  • 30–50% less regulatory and audit evidence preparation effort for selected workflows.
  • Review-ready evidence and documentation before audits and regulatory examinations.
  • Less repetitive rebuilding of regulatory and audit evidence across review cycles.
Launch your insurance software solution within 1–3 months instead of years.
Oleh Stepanov

VP of Customer Success in Finance

Oleh Stepanov

Custom Insurance Software Development Services

01. Insurance Platform Development Services

Computools provides insurance platform development services for carriers, brokers, MGAs, TPAs, and InsurTech companies. We build flexible policy management and administration platforms that support onboarding, underwriting, quoting, renewals, endorsements, billing, and other policy lifecycle workflows across life, health, P&C, and specialty insurance.

02. Claims Management Software Development

Computools develops claims management software for FNOL, document processing, claim tracking, adjuster workflows, fraud analysis, and case management. Our insurance claims automation services help reduce manual handling, accelerate claim preparation and review, and improve visibility across the claims lifecycle. Capabilities can also include insurance fraud detection software development for identifying suspicious patterns and prioritizing cases for investigation.

03. Underwriting Software Development

Computools develops underwriting software that consolidates applicant and risk data, automates submission preparation, supports risk assessment, and streamlines quote and decision workflows. AI-assisted capabilities can extract information, identify missing data, surface risk factors, and prepare cases for underwriter review while maintaining appropriate human oversight.

04. Insurance System Integration Services

Computools provides insurance system integration services connecting policy administration, claims, CRM, billing, payment, document management, rating, third-party data, and customer-facing platforms. We build secure APIs, middleware, and data synchronization layers that reduce system fragmentation and support insurance workflow automation services across policyholder, agent, underwriting, and back-office operations.

05. Policy Administration System Modernization

Computools modernizes legacy policy administration systems that limit product changes, integrations, scalability, and digital customer experiences. We can introduce APIs, modernize architecture and interfaces, improve quote and rating workflows, migrate selected components to the cloud, and implement modernization layers around existing insurance cores without requiring immediate full replacement. Our capabilities also include insurance compliance software development for audit trails, reporting workflows, access controls, and other applicable regulatory requirements.

06. Insurance Application Development

Computools develops web and mobile insurance applications for policyholders, agents, brokers, and internal teams. Solutions can support policy access, digital ID cards, quotes, claim submissions, status tracking, payments, notifications, live communication, self-service workflows, and secure connections with existing policy, claims, CRM, and payment systems.

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CHOOSE HOW YOU WORK WITH US

Consulting

Computools’ IT consulting services offer businesses the expertise to navigate complex digital challenges, ensuring strategic alignment with long-term objectives. We focus on delivering targeted solutions that optimize processes, reduce overhead, and position businesses for data-driven growth.

Software Engineering

Computools’ software engineering services deliver high-performance, custom software solutions for diverse business needs, ensuring seamless integration across platforms. Whether you’re in retail, finance, or logistics, we help businesses reduce operational costs and accelerate growth with a precision-engineered approach.

Dedicated Teams

Our dedicated teams empower businesses by providing skilled IT professionals who integrate directly into your project. With flexible support, we help speed up software project delivery, and drive innovation to keep your business ahead in a competitive landscape.

CX Strategy & Design

We optimize customer journeys to increase engagement, loyalty, and revenue through expert customer experience strategy and data-driven design.

Process Automation

Our automation solutions eliminate manual inefficiencies, optimize resource use, and reduce errors—driving faster, smarter business operations.

Software Modernization

We modernize legacy systems to boost performance, security, and flexibility—helping businesses reduce technical debt and seize new growth opportunities.

EXPERTISE ACROSS THE INSURANCE TECH ECOSYSTEM

01 / 05

Core Insurance Platforms & Policy Administration

Claims Management & Fraud Detection Ecosystems

Customer Engagement & CRM Ecosystems

IoT, Telematics & Connected Insurance

Data Analytics & Risk Management Platforms

Guidewire InsuranceSuite Guidewire InsuranceSuite

Guidewire InsuranceSuite

Duck Creek Technologies Duck Creek Technologies

Duck Creek Technologies

Sapiens CoreSuite for P&C / Life Sapiens CoreSuite for P&C / Life

Sapiens CoreSuite for P&C / Life

Majesco Insurance Platform Majesco Insurance Platform

Majesco Insurance Platform

FIS Insurance FIS Insurance

FIS Insurance

Testimonials

DISCOVER WHY CLIENTS TRUST COMPUTOOLS
5.0
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Verified by Clutch

Computools’ deep expertise in biometric technologies was really impressive.

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Silvina Aldeco-Martinez
CEO, Parameta Solutions
Country
United Kingdom
Type
Mobile App
Duration
Ongoing
Team Size
6-10 Specialists
Industry
Tech stack
Flutter Java Spring
5.0
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Verified by Clutch

Their expertise in transforming lending logic into a clear and automated workflow gave them a distinct advantage.

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Neha Jindal
COO & MD, Bank of Singapore Asia’s Global Private Bank
Country
United Kingdom
Type
Web Platform
Duration
12 months
Team Size
6-10 Specialists
Industry
Tech stack
Node.js React PostgreSQL
5.0
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Verified by Clutch

What impressed us the most was their product mindset; Computools always considered the end user’s experience.

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Lutz Diederichs
CEO, BNP Paribas
Country
Germany
Type
Web Platform
Duration
12 months
Team Size
6-10 Specialists
Industry
Tech stack
Java JPA Servlets jQuery AWS
5.0
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Verified by Clutch

“We were highly satisfied with their deep understanding of our fintech processes and their project management was really superb.”

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Renata Patiejūnaitė
Regional Director Europe, iPiD
Country
Luxembourg
Type
Mobile App
Duration
Ongoing
Team Size
6-10 Specialists
Industry
Tech stack
Flutter Java Spring
5.0
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Verified by Clutch

“Our company is impressed by their client-first approach and deep niche expertise.”

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Brian Mascarenhas
Co-Founder & CTO, Reset
Country
USA
Type
Web Platform
Duration
Ongoing
Team Size
6-10 Specialists
Industry
Tech stack
Python Django PostgreSQL React Redux
5.0
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Verified by Clutch

“A very comfortable collaboration and clear communication on every stage of platform development and maintenance.”

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Claus-Peter Müller
Managing Director, NLB Lease&Go
Country
Austria
Type
Web Platform
Duration
Ongoing
Team Size
2-5 Specialists
Industry
Tech stack
Java Spring Boot PostgreSQL Docker AWS GitLab CI
5.0
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Verified by Clutch

“Thanks to Computools’ efforts, we have seen compliance with deadlines and budget and team scalability as needed. The team has a confident project manager who delivers a professional and organized project. Moreover, Computools has quickly onboarded to the project and delivered fast results.”

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Tannon Mccaleb
Payment & FinTech, Fintech Executive Search Consultants
Country
USA
Type
Web Platform
Duration
Ongoing
Team Size
6-10 Specialists
Industry
Tech stack
Java React Redis
5.0
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Verified by Clutch

“We had to meet a significant increase in the development, so we needed to scale up relatively quickly but cost-effectively. The result definitely meets our expectations. The completed project received positive feedback for features and overall design. They’re very organized from a project management perspective and they’re technically competent. We appreciated their innovativeness, professionalism, and great communication skills. ”

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Joshua Jimenez
CTO at Finna
Country
USA
Type
Web System
Duration
Less than a month
Team Size
5 Specialists
Industry
Tech stack
React Node.js PostgreSQL WebSockets

Explore our client success stories

Keller Covered case image

Keller Covered

Country USA
Type Mobile App

Keller Covered, a real estate company, decided to simplify the insurance process through digital transformation. Our team developed a comprehensive web service with a detailed questionnaire and user-centred design to simplify insurance selection. The solution allowed homeowners and homebuyers to navigate the insurance selection process easily, improved user experience and increased engagement.

Caribbean Bank case image

Caribbean Bank

Country USA
Subindustry Banking

Due to platform and product engineering, a Caribbean bank expanded into the younger demographic group and increased its market share by 12% in the 18-to-30-year-old segment. It managed transaction validation while abroad, parental control and approvals, limits, and temporary blocks. For our client, we provided competency development services, like microservice-based integration with Visa card processing facilities and a revamped user experience for web and mobile banking.

+ NDA cases

Since Computools strictly adheres to NDAs with its clients, additional case studies are not publicly available.
Please fill out the contact form, and our experts will respond to your inquiries.

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PROJECT ESTIMATE

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WHAT HAPPENS NEXT?

01.
We deeply analyse your request.
02.
We create project roadmap, accelerating your time-to-value.
03.
We co-scope features, minimizing project risk upfront.
04.
We submit a comprehensive project proposal with estimates, timelines, CVs, etc.
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